Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Chariton, Russell and Williamson. Start the steps below while you wait.
Roof leak or storm: what to do in your Lucas County home right now
Roof leaks here come from summer downpours and, with about 93 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
Lucas County covers 431 square miles of southern Iowa, with about 8,716 residents and 4,074 homes. The county seat is Chariton, and Russell, Williamson and Lucas round out the largest towns. Half the homes here were built before 1962, half after.
The three factors where Lucas County ranks highest compared with other Iowa counties.
Weather
Winters here are on the gentler end for Iowa, and pipes still freeze. It averaged 130 freezing nights a year over 2015–2024, 53 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 99 Iowa counties that's 79th.
On January 31, 2019 the low fell to about -21°F, and in the stretch ending January 2018 the county went 16 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 19 and end around Apr 23.
Lucas gets fewer downpours than most Iowa counties, but they still fill basements. Of roughly 35.8 inches of yearly precipitation, the damage comes from the 6.6 days a year with an inch or more, ranked 68th of 99. July, September and October see the most. The single wettest day in the record: 2.98 inches, November 5, 2022. The worst three-day stretch dropped 4.01 inches, ending October 9, 2018, the kind of soaking that overwhelms sump pumps and storm sewers.
About 93 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Lucas County's homes are made of
Iowa's 99 counties range widely in housing age; Lucas ranks 37th, with 75% of its homes built before 1980.
Older and newer homes sit side by side here: 48% predate 1960 and 13% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.
Homes by year built
Before 194038%
1940–195910%
1960–197927%
1980–199912%
2000 or later13%
Owner-occupied
79%
Iowa median 77%
Single-family
83%
of all homes
Median home value
$120k
Iowa median $161k
Beyond water
Mold and fire damage in Lucas County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 38 times a year here, above the Iowa county median of 29. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
By main heating fuel, Lucas County homes break down as 35% utility gas, 24% electric, 33% propane and 4% wood. Wood and propane heat are more common here than in most Iowa counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Lucas County water damage FAQ
Which towns in Lucas County does this cover?
Calls are routed to restoration companies that serve all of Lucas County, including Chariton, Russell, Williamson, Lucas and Derby, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Lucas County?
From 2015–2024 the county averaged 53 nights a year at 20°F or colder, mostly November to March. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Lucas County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, wood and propane heat and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Lucas County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 6.6 heavy-rain days a year here.
How fast does mold start in a Lucas County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 38 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Lucas County: freezing from November to March, heavy rain in July, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology