Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Sidney, Hamburg and Tabor. Start the steps below while you wait.
Flooded basement: what to do in your Fremont County home right now
Heavy rain days of an inch or more come about 7.5 times a year here, most often in May. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Roof leak or storm: what to do in your Fremont County home right now
In Fremont County, 2.82 inches fell on the wettest day of the 2015–2024 record. Storms like that, and ice dams in snowy winters, cause most roof leaks.
About 6,514 people live in Fremont County, 511 square miles in southwest Iowa, in roughly 3,125 homes. The county seat is Sidney, and Hamburg, Tabor and Farragut round out the largest towns. It has some of the oldest housing in the state: the median home went up in 1958.
The three factors where Fremont County ranks highest compared with other Iowa counties.
Weather
Fremont County is milder than most of Iowa, but not mild enough to skip winterizing. In the 2015–2024 record the county logged about 50 nights a year at or below 20°F (91st of 99) and 127 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 16 days below freezing (ending January 2018), and the low bottomed out near -24°F on February 16, 2021.
Expect the hardest freezes in January, inside a season that runs November to March. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Oct 20 and the last spring freeze around Apr 17.
Heavy rain is a bigger factor here than in most of Iowa. About 7.5 days a year bring an inch or more (32nd of 99), most often in May, out of 33.6 inches of total precipitation. On August 12, 2016, 2.82 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 4.45 inches (through October 8, 2017).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 94 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Fremont County's homes are made of
Roughly 75% of the county's housing was built before 1980. That puts Fremont near the middle of Iowa's 99 counties.
Before 1960 is when 52% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194037%
1940–195915%
1960–197923%
1980–199914%
2000 or later11%
Owner-occupied
78%
Iowa median 77%
Single-family
89%
of all homes
Median home value
$154k
Iowa median $161k
Beyond water
Mold and fire damage in Fremont County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 46 times a year here, above the Iowa county median of 29. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Heating fuel matters for fire risk. In Fremont County it's 45% utility gas, 15% electric, 37% propane and 2% wood. Propane heat is above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Fremont County water damage FAQ
Which towns in Fremont County does this cover?
Calls are routed to restoration companies that serve all of Fremont County, including Sidney, Hamburg, Tabor, Farragut, Randolph and Thurman, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Fremont County?
About 50 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 16 days below freezing.
What causes the most water damage in Fremont County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, wood and propane heat and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Fremont County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, June and July are when Fremont County gets the most heavy rain.
How fast does mold start in a Fremont County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 46 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Fremont County: freezing from November to March, heavy rain in May, June and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology