Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Northwood, Manly and Grafton. Start the steps below while you wait.
Flooded basement: what to do in your Worth County home right now
Heavy rain days of an inch or more come about 8.2 times a year here, most often in June. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Roof leak or storm: what to do in your Worth County home right now
Roof leaks here come from summer downpours and, with about 90 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
With 3,474 homes and around 7,350 residents, Worth County is 400 square miles of northern Iowa. Northwood is the county seat; Manly, Grafton and Kensett are the next largest communities. It has some of the oldest housing in the state: the median home went up in 1948.
The three factors where Worth County ranks highest compared with other Iowa counties.
Weather
Worth County gets more hard-freeze nights than most of Iowa. In the 2015–2024 record the county logged about 77 nights a year at or below 20°F (8th of 99) and 155 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 31 days below freezing (ending February 2021), and the low bottomed out near -30°F on January 31, 2019.
Most freezing nights fall from November to March, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Oct 13 and end around May 1.
Heavy rain is a bigger factor here than in most of Iowa. The county gets about 37.3 inches of rain and melted snow a year, with 8.2 days of an inch or more (15th of 99). Those downpours cluster in May, June and July, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.64 inches on September 22, 2016. The worst three-day stretch dropped 5.44 inches, ending August 29, 2021, the kind of soaking that overwhelms sump pumps and storm sewers.
About 90 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Worth County's homes are made of
Roughly 82% of the county's housing was built before 1980. That puts Worth among the oldest housing stocks of Iowa's 99 counties.
Before 1960 is when 61% of these homes went up. Galvanized supply lines and cast iron drains were standard then, and after 60-plus years both corrode and crack, often out of sight inside a wall or under a slab.
Homes by year built
Before 194043%
1940–195918%
1960–197921%
1980–19999%
2000 or later10%
Owner-occupied
83%
Iowa median 77%
Single-family
90%
of all homes
Median home value
$146k
Iowa median $161k
Beyond water
Mold and fire damage in Worth County
Mold
Worth County averages 16 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in June. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Worth County homes break down as 52% utility gas, 14% electric, 31% propane and 3% wood. Wood and propane heat are above the Iowa norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Rank 1 is the highest value. Bars run from the lowest to the highest Iowa county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Worth County water damage FAQ
Which towns in Worth County does this cover?
Calls are routed to restoration companies that serve all of Worth County, including Northwood, Manly, Grafton, Kensett, Fertile and Hanlontown, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Worth County?
Pipe-freeze weather, 20°F or colder, comes about 77 nights a year in Worth County, from November to March. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Worth County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, frozen pipes and heavy rain and basements. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Worth County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, June and July are when Worth County gets the most heavy rain.
How fast does mold start in a Worth County home?
The EPA advises drying wet materials within 24 to 48 hours. In June, the county's wettest month, and on the 16 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Worth County: freezing from November to March, heavy rain in May, June and July.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology