Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Brownsville, Harlingen and San Benito. Start the steps below while you wait.
Flooded basement: what to do in your Cameron County home right now
Heavy rain days of an inch or more come about 6.1 times a year here, most often in September. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Sewage or toilet backup: what to do in your Cameron County home right now
Backups often follow heavy rain, which Cameron County gets about 6.1 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
With 159,679 homes and around 426,120 residents, Cameron County is 892 square miles of southeast Texas. Besides Brownsville, the county seat, the biggest communities are Harlingen, San Benito and Los Fresnos. Much of its housing is recent, with a median build year of 1992.
The three factors where Cameron County ranks highest compared with other Texas counties.
Weather
Cameron County is milder than most of Texas, but not mild enough to skip winterizing. From 2015–2024 it averaged 0 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 1 night at or below 32°F. That ranks 205th of 232 counties.
With only about 1 freezing night a year, many homes here aren't built for cold, so a single arctic outbreak can burst pipes across the county. The record low in this data was about 23°F, on February 16, 2021.
Rainfall is about average for Texas. The county gets about 27.6 inches of rain and melted snow a year, with 6.1 days of an inch or more (146th of 232). Those downpours cluster in May, June and September, when sump pumps and gutters are tested hardest. The wettest day on record brought 5.99 inches on June 25, 2019. Multi-day storms matter most for basements; the wettest three days on record here totaled 7.93 inches (through June 22, 2018).
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Cameron County's homes are made of
Roughly 30% of the county's housing was built before 1980. That puts Cameron among the newer housing stocks of Texas's 232 counties.
Growth since 2000 added 38% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
About 32% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
Manufactured and mobile homes make up 11% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Renters occupy 35% of homes. If you rent, the building is usually the landlord's to repair, but your belongings are only covered by renters insurance.
Homes by year built
Before 19402%
1940–19598%
1960–197920%
1980–199932%
2000 or later38%
Owner-occupied
65%
Texas median 74%
Single-family
68%
of all homes
Median home value
$137k
Texas median $172k
Beyond water
Mold and fire damage in Cameron County
Mold
Cameron County averages 236 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in September. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Cameron County homes break down as 7% utility gas, 90% electric, 2% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Cameron County water damage FAQ
Which towns in Cameron County does this cover?
Calls are routed to restoration companies that serve all of Cameron County, including Brownsville, Harlingen, San Benito, Los Fresnos, La Feria and Cameron Park, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Cameron County?
Pipe-freeze weather, 20°F or colder, comes about 0 nights a year in Cameron County, from midwinter. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Cameron County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and leaks in empty homes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Cameron County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 6.1 heavy-rain days a year here.
How fast does mold start in a Cameron County home?
The EPA advises drying wet materials within 24 to 48 hours. In September, the county's wettest month, and on the 236 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Cameron County: freezing from midwinter, heavy rain in May, June and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology