Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Graham, Olney and Newcastle. Start the steps below while you wait.
Flooded basement: what to do in your Young County home right now
Heavy rain days of an inch or more come about 9.7 times a year here, most often in May. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Roof leak or storm: what to do in your Young County home right now
Roof leaks here come from summer downpours and, with about 42 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
Young County covers 914 square miles of northern Texas, with about 18,029 residents and 8,545 homes. The county seat is Graham, and Olney, Newcastle and Loving round out the largest towns. Half the homes here were built before 1976, half after.
The three factors where Young County ranks highest compared with other Texas counties.
Weather
Young County gets more hard-freeze nights than most of Texas. It averaged 45 freezing nights a year over 2015–2024, 6 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 44th.
The longest cold spell was straight 10 days without the temperature rising above freezing, ending in February 2021. The coldest night reached about -7°F on February 16, 2021. Burst pipes usually show up when a spell like that breaks and the ice thaws.
Expect the hardest freezes in January, inside a season that runs January. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Nov 11 and end around Mar 16.
Rainfall is about average for Texas. The county gets about 33.5 inches of rain and melted snow a year, with 9.7 days of an inch or more (89th of 232). Those downpours cluster in April, May and June, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.77 inches on October 23, 2015. The worst three-day stretch dropped 4.76 inches, ending September 28, 2017, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 42 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Young County's homes are made of
Texas's 232 counties range widely in housing age; Young ranks 64th, with 57% of its homes built before 1980.
27% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
The 1980s and 1990s account for 27% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Here 7% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
Homes by year built
Before 19408%
1940–195919%
1960–197930%
1980–199927%
2000 or later17%
Owner-occupied
74%
Texas median 74%
Single-family
82%
of all homes
Median home value
$176k
Texas median $172k
Beyond water
Mold and fire damage in Young County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 113 times a year here, below the Texas county median of 129. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Main heating fuel in Young County's occupied homes: 41% utility gas, 51% electric, 7% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Young County water damage FAQ
Which towns in Young County does this cover?
Calls are routed to restoration companies that serve all of Young County, including Graham, Olney, Newcastle and Loving, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Young County?
From 2015–2024 the county averaged 6 nights a year at 20°F or colder, mostly January. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Young County?
Based on the county's housing and weather data, the biggest local factors are frozen pipes, aging plumbing and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Young County?
Sudden, accidental damage like a burst pipe is usually covered. With 9.7 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Young County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 113 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Young County: freezing from January, heavy rain in April, May and June.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology