Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Forney, Terrell and Heartland. Start the steps below while you wait.
With 54,130 homes and around 172,604 residents, Kaufman County is 781 square miles of eastern Texas. Besides Kaufman, the county seat, the biggest communities are Forney, Terrell and Heartland. Much of its housing is recent, with a median build year of 2005.
The three factors where Kaufman County ranks highest compared with other Texas counties.
Weather
For frozen pipes, Kaufman County is a typical Texas county, which is still plenty. In the 2015–2024 record the county logged about 3 nights a year at or below 20°F (94th of 232) and 24 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 8 days below freezing (ending February 2021), and the low bottomed out near 0°F on February 16, 2021.
With only about 24 freezing nights a year, many homes here aren't built for cold, so a single arctic outbreak can burst pipes across the county. The record low in this data was about 0°F, on February 16, 2021.
Heavy rain is a bigger factor here than in most of Texas. Of roughly 44.6 inches of yearly precipitation, the damage comes from the 12.5 days a year with an inch or more, ranked 62nd of 232. April, May and October see the most. The single wettest day in the record: 5.61 inches, October 24, 2015. Multi-day storms matter most for basements; the wettest three days on record here totaled 9.01 inches (through October 25, 2015).
The temperature crosses 32°F in both directions on roughly 22 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Kaufman County's homes are made of
Roughly 17% of the county's housing was built before 1980. That puts Kaufman among the newer housing stocks of Texas's 232 counties.
Since 2000 the county has added enough housing that 61% of homes are that new. Modern PEX and copper rarely fail on their own; the leaks come from connections, appliances and storms.
Here 11% of housing is manufactured homes. Check the skirting and the heat tape on the main water line every fall, because that one exposed line is what freezes.
Homes by year built
Before 19403%
1940–19594%
1960–197911%
1980–199922%
2000 or later61%
Owner-occupied
78%
Texas median 74%
Single-family
80%
of all homes
Median home value
$321k
Texas median $172k
Beyond water
Mold and fire damage in Kaufman County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 134 times a year here, close to the Texas county median of 129. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
By main heating fuel, Kaufman County homes break down as 29% utility gas, 66% electric, 4% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Kaufman County water damage FAQ
Which towns in Kaufman County does this cover?
Calls are routed to restoration companies that serve all of Kaufman County, including Forney, Terrell, Heartland, Travis Ranch, Kaufman and Mabank, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Kaufman County?
About 3 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 8 days below freezing.
What causes the most water damage in Kaufman County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, frozen pipes and muggy, mold-friendly summers. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Kaufman County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 12.5 heavy-rain days a year here.
How fast does mold start in a Kaufman County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 134 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Kaufman County: freezing from midwinter, heavy rain in April, May and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology