Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Emory, Point and East Tawakoni. Start the steps below while you wait.
Rains County covers 229 square miles of eastern Texas, with about 12,775 residents and 5,925 homes. Besides Emory, the county seat, the biggest communities are Point and East Tawakoni. Much of its housing is recent, with a median build year of 1996.
The three factors where Rains County ranks highest compared with other Texas counties.
Weather
Rains is on the colder side of Texas for pipes. In the 2015–2024 record the county logged about 4 nights a year at or below 20°F (68th of 232) and 29 below freezing. Twenty degrees is roughly where uninsulated pipes start to freeze.
Cold snaps are the real risk. The worst in the record lasted 8 days below freezing (ending February 2021), and the low bottomed out near -2°F on February 16, 2021.
The freeze season here runs midwinter, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
On average the first fall freeze arrives around Nov 17 and the last spring freeze around Feb 26.
Heavy rain is a bigger factor here than in most of Texas. About 14.2 days a year bring an inch or more (44th of 232), most often in April, out of 50.4 inches of total precipitation. On October 24, 2015, 7.36 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 11.78 inches (through October 25, 2015).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 27 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Rains County's homes are made of
24% of homes in Rains County predate 1980, below the Texas county median of 45.8%, which ranks 209th of Texas's 232 counties.
Growth since 2000 added 43% of today's homes. In houses that new, the weak points are washing machine hoses, ice maker lines, water heaters and sump pumps rather than the pipes in the walls.
The 1980s and 1990s account for 34% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
21% of homes are manufactured or mobile homes, above the Texas county median of 13.4%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
Homes by year built
Before 19401%
1940–19595%
1960–197917%
1980–199934%
2000 or later43%
Owner-occupied
83%
Texas median 74%
Single-family
75%
of all homes
Median home value
$241k
Texas median $172k
Beyond water
Mold and fire damage in Rains County
Mold
About 128 nights a year in Rains County stay at 65°F or warmer, a sign of muggy summer air (119th of 232 counties). April is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Heating fuel matters for fire risk. In Rains County it's 7% utility gas, 76% electric, 15% propane and 2% wood. Wood and propane heat are more common here than the state median. Have chimneys swept and fuel-burning appliances serviced each fall, and keep three feet clear around stoves and space heaters.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Rains County water damage FAQ
Which towns in Rains County does this cover?
Calls are routed to restoration companies that serve all of Rains County, including Emory, Point and East Tawakoni, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Rains County?
From 2015–2024 the county averaged 4 nights a year at 20°F or colder, mostly midwinter. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Rains County?
Based on the county's housing and weather data, the biggest local factors are wood and propane heat, heavy rain and basements and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Rains County?
Sudden, accidental damage like a burst pipe is usually covered. With 14.2 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Rains County home?
The EPA advises drying wet materials within 24 to 48 hours. In April, the county's wettest month, and on the 128 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Rains County: freezing from midwinter, heavy rain in April, May and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology