Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves New Braunfels, Canyon Lake and Fair Oaks Ranch. Start the steps below while you wait.
Flooded basement: what to do in your Comal County home right now
Heavy rain days of an inch or more come about 7.4 times a year here, most often in May. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Sewage or toilet backup: what to do in your Comal County home right now
Backups often follow heavy rain, which Comal County gets about 7.4 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
About 183,826 people live in Comal County, 560 square miles in central Texas, in roughly 77,961 homes. Besides New Braunfels, the county seat, the biggest communities are Canyon Lake, Fair Oaks Ranch and Bulverde. Much of its housing is recent, with a median build year of 2005.
The three factors where Comal County ranks highest compared with other Texas counties.
Weather
Winters here are on the gentler end for Texas, and pipes still freeze. It averaged 13 freezing nights a year over 2015–2024, 1 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 159th.
Cold snaps are the real risk. The worst in the record lasted 3 days below freezing (ending February 2021), and the low bottomed out near 8°F on February 16, 2021.
Hard freezes are uncommon here, about 13 nights a year at or below 32°F, and that's exactly why they do damage: pipes in attics, exterior walls and slab-edge plumbing are rarely insulated. The coldest night in the record was about 8°F on February 16, 2021.
Rainfall is about average for Texas. The county gets about 31.1 inches of rain and melted snow a year, with 7.4 days of an inch or more (124th of 232). Those downpours cluster in May, September and October, when sump pumps and gutters are tested hardest. The wettest day on record brought 5.49 inches on October 30, 2015. The worst three-day stretch dropped 7.09 inches, ending November 1, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Comal County's homes are made of
17% of homes in Comal County predate 1980, below the Texas county median of 45.8%, which ranks 223rd of Texas's 232 counties.
Since 2000 the county has added enough housing that 60% of homes are that new. Modern PEX and copper rarely fail on their own; the leaks come from connections, appliances and storms.
23% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.
Manufactured and mobile homes make up 8% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 19403%
1940–19593%
1960–197911%
1980–199923%
2000 or later60%
Owner-occupied
77%
Texas median 74%
Single-family
77%
of all homes
Median home value
$427k
Texas median $172k
Beyond water
Mold and fire damage in Comal County
Mold
About 154 nights a year in Comal County stay at 65°F or warmer, a sign of muggy summer air (62nd of 232 counties). May is the wettest month. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
By main heating fuel, Comal County homes break down as 17% utility gas, 76% electric, 6% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Comal County water damage FAQ
Which towns in Comal County does this cover?
Calls are routed to restoration companies that serve all of Comal County, including New Braunfels, Canyon Lake, Fair Oaks Ranch, Bulverde, Garden Ridge and Spring Branch, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Comal County?
From 2015–2024 the county averaged 1 night a year at 20°F or colder, mostly midwinter. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Comal County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, heavy rain and basements and wood and propane heat. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Comal County?
Sudden, accidental damage like a burst pipe is usually covered. With 7.4 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Comal County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 154 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Comal County: freezing from midwinter, heavy rain in May, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology