Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Kingsland, Horseshoe Bay and Llano. Start the steps below while you wait.
Llano County covers 934 square miles of central Texas, with about 22,424 residents and 15,788 homes. The county seat is Llano, and Kingsland, Horseshoe Bay and Buchanan Dam round out the largest towns. Much of its housing is recent, with a median build year of 1990.
The three factors where Llano County ranks highest compared with other Texas counties.
Weather
Pipe-freeze risk in Llano County sits near the middle of the state. It averaged 24 freezing nights a year over 2015–2024, 2 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 126th.
Cold snaps are the real risk. The worst in the record lasted 7 days below freezing (ending February 2021), and the low bottomed out near 4°F on February 16, 2021.
Hard freezes are uncommon here, about 24 nights a year at or below 32°F, and that's exactly why they do damage: pipes in attics, exterior walls and slab-edge plumbing are rarely insulated. The coldest night in the record was about 4°F on February 16, 2021.
Rainfall is about average for Texas. Of roughly 28.4 inches of yearly precipitation, the damage comes from the 6.4 days a year with an inch or more, ranked 137th of 232. May, September and October see the most. The single wettest day in the record: 4.48 inches, August 7, 2017. The worst three-day stretch dropped 7.14 inches, ending October 17, 2018, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 23 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Llano County's homes are made of
33% of homes in Llano County predate 1980, below the Texas county median of 45.8%, which ranks 184th of Texas's 232 counties.
34% of homes were built in 2000 or later, more than in most of Texas. Newer plumbing rarely corrodes, so damage here tends to come from appliance supply lines, water heaters, sump pumps and storms.
33% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.
Manufactured and mobile homes make up 12% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
With 32% of homes empty at survey time, landlords and seasonal owners should shut off the main or schedule checks in winter. An unheated vacant house is also where many policies limit freeze coverage.
Homes by year built
Before 19403%
1940–19595%
1960–197926%
1980–199933%
2000 or later34%
Owner-occupied
77%
Texas median 74%
Single-family
77%
of all homes
Median home value
$357k
Texas median $172k
Beyond water
Mold and fire damage in Llano County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 138 times a year here, close to the Texas county median of 129. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
By main heating fuel, Llano County homes break down as 3% utility gas, 90% electric, 5% propane and 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Llano County water damage FAQ
Which towns in Llano County does this cover?
Calls are routed to restoration companies that serve all of Llano County, including Kingsland, Horseshoe Bay, Llano, Buchanan Dam, Sunrise Beach Village and Buchanan Lake Village, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Llano County?
Pipe-freeze weather, 20°F or colder, comes about 2 nights a year in Llano County, from midwinter. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Llano County?
Based on the county's housing and weather data, the biggest local factors are leaks in empty homes, muggy, mold-friendly summers and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Llano County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 6.4 heavy-rain days a year here.
How fast does mold start in a Llano County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 138 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Llano County: freezing from midwinter, heavy rain in May, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology