Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Mount Pleasant, Winfield and Talco. Start the steps below while you wait.
Sewage or toilet backup: what to do in your Titus County home right now
Backups often follow heavy rain, which Titus County gets about 14.4 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
Roof leak or storm: what to do in your Titus County home right now
Roof leaks here come from summer downpours and, with about 33 freeze-thaw days a year, from winter ice dams. Most show up as ceiling stains in the room below.
With 12,146 homes and around 31,363 residents, Titus County is 406 square miles of northeast Texas. Besides Mount Pleasant, the county seat, the biggest communities are Winfield, Talco and Miller's Cove. Much of its housing is recent, with a median build year of 1985.
The three factors where Titus County ranks highest compared with other Texas counties.
Weather
Titus is on the colder side of Texas for pipes. It averaged 35 freezing nights a year over 2015–2024, 4 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 68th.
Cold snaps are the real risk. The worst in the record lasted 4 days below freezing (ending February 2021), and the low bottomed out near -2°F on February 16, 2021.
Expect the hardest freezes in January, inside a season that runs January. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
On average the first fall freeze arrives around Nov 13 and the last spring freeze around Mar 1.
Heavy rain is a bigger factor here than in most of Texas. About 14.4 days a year bring an inch or more (42nd of 232), most often in April, out of 52 inches of total precipitation. On December 28, 2015, 6.01 inches fell in a single day. Multi-day storms matter most for basements; the wettest three days on record here totaled 7.14 inches (through September 24, 2018).
About 33 days a year swing from below freezing at night to above freezing by day. Those freeze-thaw cycles feed ice dams on roofs, open cracks in foundations and driveways, and stress pipes that are already marginal.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Titus County's homes are made of
Texas's 232 counties range widely in housing age; Titus ranks 148th, with 41% of its homes built before 1980.
Housing age is mixed: 12% of homes are pre-1960 and 25% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.
The 1980s and 1990s account for 34% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
14% of homes are manufactured or mobile homes, close to the Texas county median of 13.4%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
Homes by year built
Before 19402%
1940–195910%
1960–197929%
1980–199934%
2000 or later25%
Owner-occupied
71%
Texas median 74%
Single-family
72%
of all homes
Median home value
$174k
Texas median $172k
Beyond water
Mold and fire damage in Titus County
Mold
About 119 nights a year in Titus County stay at 65°F or warmer, a sign of muggy summer air (149th of 232 counties). April is the wettest month. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Titus County it's 19% utility gas, 75% electric, 5% propane and under 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Titus County water damage FAQ
Which towns in Titus County does this cover?
Calls are routed to restoration companies that serve all of Titus County, including Mount Pleasant, Winfield, Talco and Miller's Cove, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Titus County?
About 4 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 4 days below freezing.
What causes the most water damage in Titus County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, frozen pipes and freeze-thaw and ice dams. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Titus County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. April, May and December are when Titus County gets the most heavy rain.
How fast does mold start in a Titus County home?
The EPA advises drying wet materials within 24 to 48 hours. In April, the county's wettest month, and on the 119 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Titus County: freezing from January, heavy rain in April, May and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology