Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Madisonville and Midway. Start the steps below while you wait.
Flooded basement: what to do in your Madison County home right now
Heavy rain days of an inch or more come about 13.7 times a year here, most often in May. A sump pump that hasn't run since last season is a common weak point.
Don't step in if water could reach outlets, cords, or the electrical panel.
Sewage or toilet backup: what to do in your Madison County home right now
Backups often follow heavy rain, which Madison County gets about 13.7 days a year, when storm water overloads sewer mains and pushes up through the lowest drain in the house.
Treat it as contaminated (Category 3) water.
Stop using every drain, toilet, and appliance that drains.
Don't try to clean carpet, padding, or upholstery that sewage touched.
About 13,648 people live in Madison County, 466 square miles in eastern Texas, in roughly 5,107 homes. Madisonville is the county seat; Midway is the next largest community. Much of its housing is recent, with a median build year of 1985.
The three factors where Madison County ranks highest compared with other Texas counties.
Weather
Madison County is milder than most of Texas, but not mild enough to skip winterizing. From 2015–2024 it averaged 1 night a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 19 nights at or below 32°F. That ranks 159th of 232 counties.
On February 16, 2021 the low fell to about 4°F, and in the stretch ending February 2021 the county went 5 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
With only about 19 freezing nights a year, many homes here aren't built for cold, so a single arctic outbreak can burst pipes across the county. The record low in this data was about 4°F, on February 16, 2021.
Heavy rain is a bigger factor here than in most of Texas. The county gets about 48.3 inches of rain and melted snow a year, with 13.7 days of an inch or more (49th of 232). Those downpours cluster in April, May and December, when sump pumps and gutters are tested hardest. The wettest day on record brought 5.39 inches on May 27, 2016. Multi-day storms matter most for basements; the wettest three days on record here totaled 9.66 inches (through August 29, 2017).
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Madison County's homes are made of
Texas's 232 counties range widely in housing age; Madison ranks 141st, with 42% of its homes built before 1980.
32% of homes were built in 2000 or later, more than in most of Texas. Newer plumbing rarely corrodes, so damage here tends to come from appliance supply lines, water heaters, sump pumps and storms.
About 26% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
Manufactured and mobile homes make up 21% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 19406%
1940–195914%
1960–197923%
1980–199926%
2000 or later32%
Owner-occupied
75%
Texas median 74%
Single-family
74%
of all homes
Median home value
$176k
Texas median $172k
Beyond water
Mold and fire damage in Madison County
Mold
Madison County averages 148 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Madison County it's 13% utility gas, 78% electric, 8% propane and under 1% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Madison County water damage FAQ
Which towns in Madison County does this cover?
Calls are routed to restoration companies that serve all of Madison County, including Madisonville and Midway, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Madison County?
From 2015–2024 the county averaged 1 night a year at 20°F or colder, mostly midwinter. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Madison County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, muggy, mold-friendly summers and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Madison County?
Sudden, accidental damage like a burst pipe is usually covered. With 13.7 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Madison County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 148 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Madison County: freezing from midwinter, heavy rain in April, May and December.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology