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Hopkins County covers 767 square miles of northeast Texas, with about 37,784 residents and 15,882 homes. The county seat is Sulphur Springs, and Cumby, Como and Tira round out the largest towns. Much of its housing is recent, with a median build year of 1985.
The three factors where Hopkins County ranks highest compared with other Texas counties.
Weather
Hopkins County gets more hard-freeze nights than most of Texas. It averaged 32 freezing nights a year over 2015–2024, 4 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 68th.
On February 16, 2021 the low fell to about -3°F, and in the stretch ending February 2021 the county went 8 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Expect the hardest freezes in January, inside a season that runs midwinter. That's when an outdoor spigot left connected to a hose, or a pipe in a crawl space, is most likely to split.
Freezing nights typically start around Nov 12 and end around Feb 26.
Heavy rain is a bigger factor here than in most of Texas. Of roughly 50.5 inches of yearly precipitation, the damage comes from the 13.6 days a year with an inch or more, ranked 50th of 232. March, April and May see the most. The single wettest day in the record: 5.5 inches, October 24, 2015. The worst three-day stretch dropped 9.12 inches, ending October 25, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 30 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Hopkins County's homes are made of
43% of homes in Hopkins County predate 1980, close to the Texas county median of 45.8%, which ranks 135th of Texas's 232 counties.
Older and newer homes sit side by side here: 17% predate 1960 and 30% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.
27% date from 1980 to 1999, the window when polybutylene, a gray flexible plastic supply pipe, was used in some homes. It's prone to leaks at the fittings, so it's worth checking for in a house from those years.
Manufactured and mobile homes make up 13% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 19407%
1940–195911%
1960–197926%
1980–199927%
2000 or later30%
Owner-occupied
71%
Texas median 74%
Single-family
76%
of all homes
Median home value
$221k
Texas median $172k
Beyond water
Mold and fire damage in Hopkins County
Mold
About 123 nights a year in Hopkins County stay at 65°F or warmer, a sign of muggy summer air (136th of 232 counties). May is the wettest month. Mold grows when indoor humidity stays above about 60%, the EPA's ceiling. A basement dehumidifier set to 50% and drying anything wet within 24 to 48 hours prevents most problems.
Main heating fuel in Hopkins County's occupied homes: 16% utility gas, 73% electric, 8% propane and 2% wood. Wood heat is above the Texas norm. Annual chimney and vent inspection, which the NFPA recommends, is one of the most effective fire-prevention habits for these homes.
Calls connect to restoration companies that work across Hopkins County. The largest communities by population:
Sulphur Springs16,401
Cumby720
Como616
Tira418
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Neighboring counties
Hopkins gets more pipe-freeze nights than any of its neighbors. All of its neighbors see more heavy-rain days. Delta County has the oldest housing nearby, with 50% of homes built before 1980.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Hopkins County water damage FAQ
Which towns in Hopkins County does this cover?
Calls are routed to restoration companies that serve all of Hopkins County, including Sulphur Springs, Cumby, Como and Tira, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Hopkins County?
About 4 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 8 days below freezing.
What causes the most water damage in Hopkins County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, frozen pipes and wood and propane heat. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Hopkins County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. March, April and May are when Hopkins County gets the most heavy rain.
How fast does mold start in a Hopkins County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 123 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Hopkins County: freezing from midwinter, heavy rain in March, April and May.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology