Kerr County, Texas · Kerrville
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With 13% of homes built before 1960 and about 2 hard-freeze nights a year, frozen and split pipes are a leading winter risk in the county.
May brings the most downpours to Kerr County, part of 6 heavy-rain days a year. Check the sump first.
13% of homes here predate 1960, when clay and cast iron sewer laterals were standard. Roots and cracks in those lines are a common cause of backups.
Kerr County's wettest day in the 2015–2024 record brought 2.81 inches, and about 30 freeze-thaw days a year mean ice dams in some winters.
7% of occupied homes in Kerr County heat mainly with wood or propane, close to the Texas county median of 6.5%.
About 122 nights a year here stay at 65°F or warmer, so basements and crawl spaces can grow mold even without a leak.
Local risk profile
About 53,489 people live in Kerr County, 1,103 square miles in central Texas, in roughly 25,632 homes. The county seat is Kerrville, and Ingram and Center Point round out the largest towns. Much of its housing is recent, with a median build year of 1987.
34/100 Water Damage Risk Index: Moderate Kerr County ranks 213 of 232 Texas counties. See the statewide ranking and method.The three factors where Kerr County ranks highest compared with other Texas counties.
Pipe-freeze risk in Kerr County sits near the middle of the state. It averaged 31 freezing nights a year over 2015–2024, 2 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 126th.
On February 15, 2021 the low fell to about 6°F, and in the stretch ending February 2021 the county went 5 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
The freeze season here runs January, with January the coldest. If you travel then, leave the thermostat at 55°F or above and open sink cabinets on outside walls.
Freezing nights typically start around Nov 18 and end around Feb 26.
Rainfall is about average for Texas. Of roughly 26.1 inches of yearly precipitation, the damage comes from the 6 days a year with an inch or more, ranked 149th of 232. May, September and October see the most. The single wettest day in the record: 2.81 inches, October 16, 2018. The worst three-day stretch dropped 5.04 inches, ending October 17, 2018, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 30 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Housing
Texas's 232 counties range widely in housing age; Kerr ranks 170th, with 36% of its homes built before 1980.
Housing age is mixed: 13% of homes are pre-1960 and 30% are 2000 or newer. Ask any plumber which era your house is from and you'll know which failures to watch for.
About 34% of homes went up between 1980 and 1999. Some houses from the late 1970s to the mid-1990s were plumbed with polybutylene, a gray plastic pipe known for failing at fittings. A plumber can tell you in a few minutes whether you have it.
Manufactured and mobile homes make up 17% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Beyond water
Kerr County averages 122 warm, muggy nights a year (lows of 65°F or more) and gets the most rain in May. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Mold remediation: what to expectHeating fuel matters for fire risk. In Kerr County it's 14% utility gas, 79% electric, 6% propane and 1% wood. Fires here are likelier to start in the kitchen or the wiring than in the furnace. After any fire, keep the HVAC off until ducts are checked, or soot will travel through the house.
Fire and smoke cleanup: first stepsCoverage
Calls connect to restoration companies that work across Kerr County. The largest communities by population:
Population from ACS 2020-2024 5-year estimates. Townships and unincorporated areas are covered too.
Nearby
Kimble gets more pipe-freeze nights than Kerr. Kimble County has the oldest housing nearby, with 49% of homes built before 1980.
By the numbers
| Factor | Kerr | Texas median | Rank |
|---|---|---|---|
| Homes built before 1960 | 13% | 20% | 173 of 232 |
| Homes built before 1980 | 36% | 46% | 170 of 232 |
| Homes built 2000 or later | 30% | 26% | 92 of 232 |
| Manufactured or mobile homes | 17% | 13% | 72 of 232 |
| Vacant homes | 12% | 17% | 169 of 232 |
| Wood or propane heat | 6.7% | 6.5% | 116 of 232 |
| Nights at 20°F or colder | 2/yr | 3/yr | 126 of 232 |
| Days with 1 inch+ of rain | 6/yr | 7.8/yr | 149 of 232 |
| Freeze-thaw days | 30/yr | 27/yr | 100 of 232 |
| Muggy nights (65°F+) | 122/yr | 129/yr | 143 of 232 |
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Peak risk months in Kerr County: freezing from January, heavy rain in May, September and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology