Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Corsicana, Kerens and Dawson. Start the steps below while you wait.
About 54,711 people live in Navarro County, 1,010 square miles in eastern Texas, in roughly 22,191 homes. The county seat is Corsicana, and Kerens, Dawson and Rice round out the largest towns. The county's median home was built in 1983.
The three factors where Navarro County ranks highest compared with other Texas counties.
Weather
For frozen pipes, Navarro County is a typical Texas county, which is still plenty. It averaged 22 freezing nights a year over 2015–2024, 3 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 94th.
On February 16, 2021 the low fell to about 0°F, and in the stretch ending February 2021 the county went 8 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
With only about 22 freezing nights a year, many homes here aren't built for cold, so a single arctic outbreak can burst pipes across the county. The record low in this data was about 0°F, on February 16, 2021.
Heavy rain is a bigger factor here than in most of Texas. The county gets about 44.4 inches of rain and melted snow a year, with 12.6 days of an inch or more (60th of 232). Those downpours cluster in April, May and October, when sump pumps and gutters are tested hardest. The wettest day on record brought 10.88 inches on October 24, 2015. Multi-day storms matter most for basements; the wettest three days on record here totaled 15.73 inches (through October 25, 2015).
Freeze-thaw days, below freezing overnight and above it by afternoon, come about 20 times a year here. They're the main driver of ice dams and of water working its way through foundation cracks in late winter.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Navarro County's homes are made of
Texas's 232 counties range widely in housing age; Navarro ranks 109th, with 47% of its homes built before 1980.
Older and newer homes sit side by side here: 20% predate 1960 and 27% are from 2000 or later. Corroded pipe is the typical failure in the first group, burst supply hoses in the second.
The 1980s and 1990s account for 26% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Manufactured and mobile homes make up 19% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 19407%
1940–195913%
1960–197927%
1980–199926%
2000 or later27%
Owner-occupied
69%
Texas median 74%
Single-family
70%
of all homes
Median home value
$173k
Texas median $172k
Beyond water
Mold and fire damage in Navarro County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 140 times a year here, close to the Texas county median of 129. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Main heating fuel in Navarro County's occupied homes: 27% utility gas, 66% electric, 5% propane and under 1% wood. Heating equipment, cooking and electrical failures cause most home fires nationally. Even a small kitchen fire can leave soot through the whole house, because smoke follows air currents into closets, ducts and attic space.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Navarro County water damage FAQ
Which towns in Navarro County does this cover?
Calls are routed to restoration companies that serve all of Navarro County, including Corsicana, Kerens, Dawson, Rice, Frost and Retreat, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Navarro County?
From 2015–2024 the county averaged 3 nights a year at 20°F or colder, mostly midwinter. Pipes in exterior walls, crawl spaces, garages and mobile home underbellies freeze first.
What causes the most water damage in Navarro County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, muggy, mold-friendly summers and mobile home freeze-ups. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Navarro County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. April, May and October are when Navarro County gets the most heavy rain.
How fast does mold start in a Navarro County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 140 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Navarro County: freezing from midwinter, heavy rain in April, May and October.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology