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About 5,438 people live in Delta County, 257 square miles in northeast Texas, in roughly 2,450 homes. The county seat is Cooper, and Pecan Gap is the other large town. Half the homes here were built before 1980, half after.
The three factors where Delta County ranks highest compared with other Texas counties.
Weather
Delta County gets more hard-freeze nights than most of Texas. From 2015–2024 it averaged 4 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 34 nights at or below 32°F. That ranks 68th of 232 counties.
On February 16, 2021 the low fell to about -3°F, and in the stretch ending February 2021 the county went 9 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from January, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Nov 12 and end around Feb 28.
Heavy rain is a bigger factor here than in most of Texas. The county gets about 51.6 inches of rain and melted snow a year, with 14.8 days of an inch or more (33rd of 232). Those downpours cluster in April, May and June, when sump pumps and gutters are tested hardest. The wettest day on record brought 4.59 inches on October 24, 2015. The worst three-day stretch dropped 8.44 inches, ending October 25, 2015, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 32 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Delta County's homes are made of
50% of homes in Delta County predate 1980, above the Texas county median of 45.8%, which ranks 95th of Texas's 232 counties.
28% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
The 1980s and 1990s account for 29% of the county's homes. If yours is from those decades, look under the sinks and at the water heater for gray plastic pipe stamped PB, which is polybutylene and leak-prone.
Manufactured and mobile homes make up 13% of the housing here. Water lines in the underbelly depend on intact skirting and working heat tape, and they're usually the first to freeze in a cold snap.
Homes by year built
Before 19408%
1940–195920%
1960–197922%
1980–199929%
2000 or later21%
Owner-occupied
83%
Texas median 74%
Single-family
82%
of all homes
Median home value
$164k
Texas median $172k
Beyond water
Mold and fire damage in Delta County
Mold
About 123 nights a year in Delta County stay at 65°F or warmer, a sign of muggy summer air (136th of 232 counties). May is the wettest month. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Heating fuel matters for fire risk. In Delta County it's 19% utility gas, 64% electric, 16% propane and 1% wood. Propane heat is more common here than in most Texas counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Delta County water damage FAQ
Which towns in Delta County does this cover?
Calls are routed to restoration companies that serve all of Delta County, including Cooper and Pecan Gap, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Delta County?
Pipe-freeze weather, 20°F or colder, comes about 4 nights a year in Delta County, from January. Pipes along outside walls and in crawl spaces go first.
What causes the most water damage in Delta County?
Based on the county's housing and weather data, the biggest local factors are heavy rain and basements, wood and propane heat and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Delta County?
Pipe bursts and appliance failures are typically covered; slow leaks, seepage and floodwater typically aren't. Ask your agent about water backup coverage, given 14.8 heavy-rain days a year here.
How fast does mold start in a Delta County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 123 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Delta County: freezing from January, heavy rain in April, May and June.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology