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Haskell County covers 903 square miles of northern Texas, with about 5,421 residents and 3,081 homes. The county seat is Haskell, and Stamford, Rule and Weinert round out the largest towns. Half the homes here were built before 1964, half after.
The three factors where Haskell County ranks highest compared with other Texas counties.
Weather
Haskell County gets more hard-freeze nights than most of Texas. From 2015–2024 it averaged 6 nights a year at 20°F or colder, the range where pipes in exterior walls, crawl spaces and unheated garages freeze, and 45 nights at or below 32°F. That ranks 44th of 232 counties.
On February 16, 2021 the low fell to about -3°F, and in the stretch ending February 2021 the county went 10 days in a row below freezing. Leaks from split pipes typically appear the day the thaw arrives.
Most freezing nights fall from January, peaking in January. Disconnect garden hoses and shut off outdoor spigots before the first hard frost, and keep the heat at 55°F or higher if you'll be away.
Freezing nights typically start around Nov 18 and end around Mar 8.
Rainfall is about average for Texas. The county gets about 28.3 inches of rain and melted snow a year, with 7.5 days of an inch or more (120th of 232). Those downpours cluster in May, September and November, when sump pumps and gutters are tested hardest. The wettest day on record brought 3.88 inches on September 22, 2018. The worst three-day stretch dropped 6.1 inches, ending September 11, 2020, the kind of soaking that overwhelms sump pumps and storm sewers.
The temperature crosses 32°F in both directions on roughly 41 days a year. Each cycle melts and refreezes water at roof edges and in foundation cracks, which is how ice dams and basement seepage get started.
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Haskell County's homes are made of
67% of homes in Haskell County predate 1980, above the Texas county median of 45.8%, which ranks 39th of Texas's 232 counties.
44% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
13% of homes are manufactured or mobile homes, close to the Texas county median of 13.4%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
The Census counted 31% of homes as vacant, above the Texas county median of 16.6%. Empty houses are where a small leak turns into a large claim, because nobody is there to hear it.
Homes by year built
Before 194018%
1940–195926%
1960–197922%
1980–199922%
2000 or later12%
Owner-occupied
74%
Texas median 74%
Single-family
83%
of all homes
Median home value
$99k
Texas median $172k
Beyond water
Mold and fire damage in Haskell County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 112 times a year here, below the Texas county median of 129. Keep indoor humidity under 60%, as the EPA advises, and dry any leak within 24 to 48 hours; in a humid month a wet basement left alone won't dry by itself.
Heating fuel matters for fire risk. In Haskell County it's 55% utility gas, 32% electric, 11% propane and 1% wood. Propane heat is more common here than in most Texas counties. Heating equipment is one of the leading causes of home fires nationally, and the NFPA recommends having chimneys and vents inspected every year.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Haskell County water damage FAQ
Which towns in Haskell County does this cover?
Calls are routed to restoration companies that serve all of Haskell County, including Stamford, Haskell, Rule, Weinert, Rochester and O'Brien, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Haskell County?
About 6 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 10 days below freezing.
What causes the most water damage in Haskell County?
Based on the county's housing and weather data, the biggest local factors are aging plumbing, leaks in empty homes and frozen pipes. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Haskell County?
Sudden, accidental damage like a burst pipe is usually covered. With 7.5 heavy-rain days a year here, the gaps that matter most are basement water: sewer and sump backups need a water backup endorsement, and surface flooding or groundwater needs a separate flood policy.
How fast does mold start in a Haskell County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 112 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Haskell County: freezing from January, heavy rain in May, September and November.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology