Water spreading, a burst pipe, sewage, mold or smoke? Call to be connected with a restoration company that serves Refugio, Woodsboro and Tivoli. Start the steps below while you wait.
About 6,707 people live in Refugio County, 770 square miles in southeast Texas, in roughly 3,359 homes. The county seat is Refugio, and Woodsboro, Tivoli and Bayside round out the largest towns. The county's median home was built in 1973.
The three factors where Refugio County ranks highest compared with other Texas counties.
Weather
Refugio County is milder than most of Texas, but not mild enough to skip winterizing. It averaged 4 freezing nights a year over 2015–2024, 0 of them at 20°F or colder, cold enough for pipes in outside walls and crawl spaces to freeze. Among 232 Texas counties that's 205th.
With only about 4 freezing nights a year, many homes here aren't built for cold, so a single arctic outbreak can burst pipes across the county. The record low in this data was about 17°F, on February 15, 2021.
Rainfall is about average for Texas. The county gets about 34.6 inches of rain and melted snow a year, with 8 days of an inch or more (110th of 232). Those downpours cluster in May, June and September, when sump pumps and gutters are tested hardest. The wettest day on record brought 5.96 inches on August 26, 2017. Multi-day storms matter most for basements; the wettest three days on record here totaled 10.51 inches (through June 21, 2018).
Freezing nights per month, 2015–2024 average
Days with 1 inch or more of rain per month, 2015–2024 average
Housing
What Refugio County's homes are made of
Texas's 232 counties range widely in housing age; Refugio ranks 52nd, with 60% of its homes built before 1980.
28% were built before 1960. Homes from that era often still have galvanized steel supply pipe, which rusts from the inside until it pinholes, and cast iron drains that crack with age. Slow leaks behind walls are a common start to water damage in these houses.
12% of homes are manufactured or mobile homes, close to the Texas county median of 13.4%. Their water lines run under the floor behind the skirting, so a torn skirt or failed heat tape freezes them faster than lines in a site-built house.
With 26% of homes empty at survey time, landlords and seasonal owners should shut off the main or schedule checks in winter. An unheated vacant house is also where many policies limit freeze coverage.
Homes by year built
Before 19404%
1940–195925%
1960–197931%
1980–199920%
2000 or later20%
Owner-occupied
77%
Texas median 74%
Single-family
81%
of all homes
Median home value
$99k
Texas median $172k
Beyond water
Mold and fire damage in Refugio County
Mold
Summer nights that don't drop below 65°F, a good marker of humid air, come about 195 times a year here, above the Texas county median of 129. The EPA recommends keeping indoor humidity below 60%, ideally 30 to 50%. Basements can pass 60% on their own in summer, so a dehumidifier matters even without a leak, and anything wet should be dried within 24 to 48 hours.
Heating fuel matters for fire risk. In Refugio County it's 14% utility gas, 82% electric, 2% propane and under 1% wood. Most homes here heat with gas or electricity, so cooking and electrical faults are the likelier fire sources. Even a contained kitchen fire can send soot through the ductwork to every room.
Rank 1 is the highest value. Bars run from the lowest to the highest Texas county; the tick marks the median; orange means higher water damage risk than the median, green means lower.
Questions
Refugio County water damage FAQ
Which towns in Refugio County does this cover?
Calls are routed to restoration companies that serve all of Refugio County, including Refugio, Woodsboro, Tivoli, Bayside and Austwell, plus the townships and rural areas around them. If the first company can't reach you quickly, ask to be connected with another.
How often do pipes freeze in Refugio County?
About 0 nights a year get to 20°F or below, concentrated in January. The longest cold spell in the 2015–2024 record was 1 day below freezing.
What causes the most water damage in Refugio County?
Based on the county's housing and weather data, the biggest local factors are muggy, mold-friendly summers, leaks in empty homes and aging plumbing. Appliance supply lines and water heaters cause leaks everywhere.
Will my insurance cover water damage in Refugio County?
A burst pipe or a failed water heater is usually covered. Rain-driven basement water usually isn't, unless you added water backup coverage, and floodwater needs a flood policy. May, June and September are when Refugio County gets the most heavy rain.
How fast does mold start in a Refugio County home?
The EPA advises drying wet materials within 24 to 48 hours. In May, the county's wettest month, and on the 195 muggy summer nights a year when lows stay at 65°F or above, basements dry slowly on their own, so start fans and dehumidifiers the same day.
Water won't wait. Neither should you.
Peak risk months in Refugio County: freezing from midwinter, heavy rain in May, June and September.
Sources: U.S. Census Bureau, ACS 2024 5-year estimates (2020-2024); weather from NOAA nClimGrid-Daily county averages (EpiNOAA), 2015–2024, averaged across the county; county boundaries from Census TIGER. Reviewed 2026-10-21. Methodology